Best overall lender
Halifax
HSBC
ING Direct
Natwest
Nationwide Building Society
Woolwich
Best national building society
Definition of category: Retail outlets nationwide with a range of products that attract a wide array of borrowers.
Coventry Building Society
Nationwide Building Society
Principality Building Society
Skipton Building Society
Yorkshire Building Society
Best regional building society
Definition of category: A lender that has expanded beyond its locality to offer a range of different mortgage products.
Cambridge Building Society
Leeds Building Society
Newcastle Building Society
Nottingham Building Society
Saffron Building Society
Best local building society
Definition of category: A community based lender with products to help its local customers.
Leek Building Society
Mansfield Building Society
Market Harborough Building Society
Penrith Building Society
Teachers Building Society
Best national bank
Barclays
Clydesdale
Halifax
HSBC
RBS/Natwest
Santander
Best direct lender
Definition of category: For customers that apply directly to a lender for mortgage products. An extensive range of communication/customer service channels.
First Direct
HSBC
ING Direct
Lloyds TSB
Post Office
Best adviser only lender
Accord
Aldermore
BM Solutions
Kensington
The Mortgage Works
Platform
Best online lender
First Direct
ING Direct
Nationwide Building Society
Post Office
Woolwich
Best environmental lender
Buildstore
Co-operative Bank
Ecology Building Society
HSBC
Best tracker mortgage provider
First Direct
HSBC
Nationwide Building Society
Post Office
Woolwich
Best fixed rate mortgage provider
Halifax
Nationwide Building Society
Post Office
Skipton Building Society
Yorkshire Building Society
Best buy to let mortgage provider
BM Solutions
Cheltenham & Gloucester
The Mortgage Works
Natwest
Post Office
Best flexible mortgage provider
Definition of category: Lenders which offer the most flexible features within their mortgage products.
Cheltenham & Gloucester
HSBC
Lloyds TSB
Scottish Widows Bank
Woolwich
Best offset mortgage provider
First Direct
Hinckley & Rugby Building Society
One Account
Woolwich
Yorkshire Building Society
Best non-standard product provider
Definition of category: Mortgage lenders for people who require non prime mortgages.
Aldermore
GE Money
Halifax Commercial
Kensington
Best first time buyer initiative*
Co-operative Bank – Parental Guarantor
Halifax – Home Harmony
Lloyds TSB – Lend a Hand
Post Office – 95% LTV
Skipton Building Society – 95% LTV
*All products have been available since May 2010
Best overseas mortgage provider
Barclays/Woolwich*
HSBC
Lloyds Bank International
Santander
*Product dependent on the country a property is purchased in
Best overseas product
HSBC Malta mortgage for non-residents
Lloyds Bank International (fixed rate)
Santander Euro Mortgage
Best FX provider
Currencies Direct
HI FX
JN Financial
Moneycorp
Travelex
Best MPPI provider
British Insurance
Cardif Pinnacle
Columbus
Paymentshield
Best life insurance provider
Aviva
Friends Life
Legal & General
Prudential
Best home insurance provider
Aviva
Churchill
Direct Line
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Best landlord insurance provider
British Insurance
Direct Line
Endsleigh
Legal & General
More Th>n Business
Best home emergency cover provider
British Gas
Direct Line
Halifax
Best overall insurer
Definition of category: An insurer which offers a range of good value insurance products that home owners require.
Aviva
Columbus
Direct Line
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Best insurance comparison site
Confused.com
Gocompare.com
Moneysupermarket.com
Tesco.com
Best equity release adviser
Definition of category: An adviser which is qualified to offer advice about Equity Release.
Age Partnership
Age UK
Cavendish Equity Release
Key Retirement Solutions
Best lifetime product provider
Aviva
Just Retirement Solutions
LV=
New Life Mortgages
Saga
Best home reversion product provider
Aviva
Bridgewater
Hodge Equity Release
Best equity release customer service
Aviva
Key Retirement Solutions
LV =
New Life Mortgages
Saga
Best national adviser
Charcol
London & Country
Mortgage Advice Bureau
Mortgages for Business
Key Retirement Solutions
Best regional adviser
Barker Associates
Cooper Associates
Mortgage Life UK
Sheila Tarr IFS
Best specialist adviser
The Buy-to-let Business
Charcol
Key Retirement Solutions
Mortgages for Business
Best mortgage comparison site
Moneyfacts.co.uk
Moneymadeclear.org.uk
Moneysupermarket.com
Best legal services provider
Definition of category: Law firms which help people to buy, sell and manage property.
1st Property Lawyers
Legal Move
Optima Legal
Rose + Rose Solicitors
