Fixed and tracker rates have been reduced by up to 0.15 per cent. There is a two-year fixed rate of 4.99 per cent with no fees attached. A two-year no-fee tracker rate has been reduced by 0.15 per cent to 4.79 per cent. A six-month flexible fixed rate mortgage has been reduced by 0.10 per cent to 4.39 per cent.
All of the standard rate-mortgages are now available up to 90 per cent loan to value (LTV).
Lal Tawney, Abbey’s head of mortgages said: “New Year is a time when many people review their finances, especially their mortgage. Remortgaging to a better mortgage deal can save thousands of pounds and it is very easy to do.
“WeÂ’ve listened to our customers and we know that they want great flexible deals, highly competitive rates and the option to take a mortgage with no fees.”