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The rate has been cut by 0.60 per cent to 3.79 per cent (BoE + 3.29 per cent) saving someone £1,200 in interest payments with a £150,000 mortgage over the 2 year term. The product has a low fee of £495 and offers free valuation and legal fees to those people looking to remortgage. An offset version is also available priced at only 0.10 per cent higher.
Tom Girling, mortgage product manager at the Society commented: "With the lion’s share of mortgage applications across the market being for variable rate loans, we expect to see a lot of interest from borrowers with this new best buy. The low fee should also prove very attractive for customers as many of the competitive deals in the market still come with high fees."
This new best buy tracker deal follows hot on the heels of Yorkshire’s recently launched best buy two year fixed at 3.09 per cent (up to 60 per cent LTV), three3 year fixed at 4.14 per cent (up to 75 per cent LTV) and the 5.69 per cent two year fixed first time buyer product (up to 85 per cent LTV).
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