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    Lenders cut mortgage rates amid tariff turbulence

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    Minimum income for Nationwide FTB mortgage cut to £35k

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    Leasehold reforms: How will they impact your home purchase?

    Competition for first-time buyers heats up: But who’s the winner?

    What factors qualify someone as a first-time buyer?

    Divorce amongst over-65s fuels rise in ‘single’ equity release

    Divorce: Can I release equity to buy out my wife?  

    Barclays cuts mortgage rates and offers new sub-4% deals

    Barclays cuts mortgage rates and offers new sub-4% deals

    Lenders cut mortgage rates amid tariff turbulence

    Lenders cut mortgage rates amid tariff turbulence

    We need first-time buyers, so let’s give youth a chance

    Minimum income for Nationwide FTB mortgage cut to £35k

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    Can I use my mortgage to consolidate my debts?

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    Lenders cut mortgage rates amid tariff turbulence

    Lenders cut mortgage rates amid tariff turbulence

    Buy-to-let mortgage rates latest: ‘Signs of stability’

    Buy-to-let mortgage activity surges: Is there hope for landlords?

    Halifax launches £750 cashback offer for mortgage borrowers

    Halifax cuts mortgage rates for short-term borrowers

    Boom in UK tourism set to drive holiday home mortgage market

    Buying a holiday let? How to take out a mortgage for your property

    Landlords: Is it worth investing in Houses in Multiple Occupation?

    Landlords: Is it worth investing in Houses in Multiple Occupation?

    Mortgage rates for buy-to-lets: Options for landlords increase

    Mortgage rates for buy-to-lets: Options for landlords increase

    Mortgage rates this week: More lenders make price cuts

    Nationwide cuts mortgage rates: Should you fix a deal now?

    I’ve inherited a property – can I expand into buy-to-let?

    Mortgage rates 2025: Fixed buy-to-let deals increase in price  

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    Do I have to extend my lease to remortgage?

    Leasehold reforms: How will they impact your home purchase?

    Competition for first-time buyers heats up: But who’s the winner?

    What factors qualify someone as a first-time buyer?

    Divorce amongst over-65s fuels rise in ‘single’ equity release

    Divorce: Can I release equity to buy out my wife?  

    Barclays cuts mortgage rates and offers new sub-4% deals

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    Lenders cut mortgage rates amid tariff turbulence

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    We need first-time buyers, so let’s give youth a chance

    Minimum income for Nationwide FTB mortgage cut to £35k

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Summertime brings green fingered thieves to UK gardens

by admin1
March 31, 2010
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According to Halifax Home Insurance in-house claims data, theft from the garden increased by 52 per cent during the summer months compared to the winter months last year. With the average cost of replacing stolen items a hefty £429, it is worth remembering home security outdoors as well as in.

Senior claims manager for Halifax Home Insurance, Martyn Foulds says: “Homeowners can forget to pay as much attention to security of the outside of the home, but with many people now realising how much value they can add to their property by improving their gardens, there are now rich pickings for thieves, so now is the time to take steps to avoid becoming the next victim.”

The following tips can help homeowners foil the garden thief:

Ensure garden sheds, gates, garages and outbuildings remain securely locked at all times

Put bricks or stones in the bottom of patio tubs to make them harder for thieves to carry

Mark valuable items such as patio furniture and ornaments with your postcode, and keep photos of your garden valuables in case anything is stolen or vandalised

Join a local Neighbourhood Watch scheme, or if there isn’t one in your area, why not start one?

High walls, spiky fences and prickly bushes can make it more difficult to access the garden

Gravel on driveways can help you to hear someone approaching your property

Avoid leaving tools, lawnmowers and bicycles in the garden – always lock them away out of sight. Remember tools and ladders can be used to break into the home too.

Halifax also advises homeowners to check their home insurance policies to make sure they are covered should they fall prey to garden thieves. Halifax Home Insurance offers up to £500 for stolen plants, trees and shrubs and also provides a further £500 cover for contents in the open such as furniture, barbecues and garden ornaments. Contents of outbuildings, sheds and garages are covered up to £2,000.

According to Halifax’s in-house claims data, the top ten hotspots for garden theft last year were;

1. South London
2. Bradford
3. Edinburgh
4. Glasgow
5. Newcastle upon Tyne
6. Manchester
7. Leeds
8. Bristol
9. Southampton
10. Richmond and Twickenham

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