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Furthermore, there is no higher lending charge and 10 per cent capital repayments are allowed each year without penalty.
To help complement this new five-year fixed rate range, a range of ‘fee assisted’ products are being launched. These deals are ideal for remortgages, offering free standard valuations and free in-house legal services for standard remortgages, together with reduced fees.
Martin Richardson, Leeds Building Society’s general manager marketing and business development said, "This is a fantastic opportunity for those borrowers who wish to lock into the certainty of low fixed repayments. The product provides customers with peace of mind and the security that their monthly payments will remain the same for five years, combined with the flexibility of 10 per cent capital repayments each year at a very affordable rate."
The rate of 4.85 per cent is available from 61 per cent to 80 per cent loan to value (LTV). There is also a version available at 5.49 per cent between 81 per cent and 85 per cent LTV. This version also delivers exactly the same flexibility.
Martin Richardson continued, "Many customers will welcome the ability to budget and limit their monthly outgoings, particularly existing mortgage customers who may be coming to the end of their current deal."
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