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    Do I have to extend my lease to remortgage?

    Leasehold reforms: How will they impact your home purchase?

    Competition for first-time buyers heats up: But who’s the winner?

    What factors qualify someone as a first-time buyer?

    Divorce amongst over-65s fuels rise in ‘single’ equity release

    Divorce: Can I release equity to buy out my wife?  

    Barclays cuts mortgage rates and offers new sub-4% deals

    Barclays cuts mortgage rates and offers new sub-4% deals

    Lenders cut mortgage rates amid tariff turbulence

    Lenders cut mortgage rates amid tariff turbulence

    We need first-time buyers, so let’s give youth a chance

    Minimum income for Nationwide FTB mortgage cut to £35k

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    Understanding the language of conveyancing law: part two

    Confused over life insurance jargon – what do the terms mean?

    Do I have to extend my lease to remortgage?

    Leasehold reforms: How will they impact your home purchase?

    Competition for first-time buyers heats up: But who’s the winner?

    What factors qualify someone as a first-time buyer?

    Divorce amongst over-65s fuels rise in ‘single’ equity release

    Divorce: Can I release equity to buy out my wife?  

    Barclays cuts mortgage rates and offers new sub-4% deals

    Barclays cuts mortgage rates and offers new sub-4% deals

    Lenders cut mortgage rates amid tariff turbulence

    Lenders cut mortgage rates amid tariff turbulence

    We need first-time buyers, so let’s give youth a chance

    Minimum income for Nationwide FTB mortgage cut to £35k

    What should you do if you need to complain about your conveyancer?

    How do I complain about my conveyancer? Advice for homebuyers

    Can I use my mortgage to consolidate my debts?

    Can I use my mortgage to consolidate my debts?

  • Buy-to-let
    Lenders cut mortgage rates amid tariff turbulence

    Lenders cut mortgage rates amid tariff turbulence

    Buy-to-let mortgage rates latest: ‘Signs of stability’

    Buy-to-let mortgage activity surges: Is there hope for landlords?

    Halifax launches £750 cashback offer for mortgage borrowers

    Halifax cuts mortgage rates for short-term borrowers

    Boom in UK tourism set to drive holiday home mortgage market

    Buying a holiday let? How to take out a mortgage for your property

    Landlords: Is it worth investing in Houses in Multiple Occupation?

    Landlords: Is it worth investing in Houses in Multiple Occupation?

    Mortgage rates for buy-to-lets: Options for landlords increase

    Mortgage rates for buy-to-lets: Options for landlords increase

    Mortgage rates this week: More lenders make price cuts

    Nationwide cuts mortgage rates: Should you fix a deal now?

    I’ve inherited a property – can I expand into buy-to-let?

    Mortgage rates 2025: Fixed buy-to-let deals increase in price  

    TSB unveils mortgage to help renters and their landlords

    TSB unveils mortgage to help renters and their landlords

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    Understanding the language of conveyancing law: part two

    Confused over life insurance jargon – what do the terms mean?

    Do I have to extend my lease to remortgage?

    Leasehold reforms: How will they impact your home purchase?

    Competition for first-time buyers heats up: But who’s the winner?

    What factors qualify someone as a first-time buyer?

    Divorce amongst over-65s fuels rise in ‘single’ equity release

    Divorce: Can I release equity to buy out my wife?  

    Barclays cuts mortgage rates and offers new sub-4% deals

    Barclays cuts mortgage rates and offers new sub-4% deals

    Lenders cut mortgage rates amid tariff turbulence

    Lenders cut mortgage rates amid tariff turbulence

    We need first-time buyers, so let’s give youth a chance

    Minimum income for Nationwide FTB mortgage cut to £35k

    What should you do if you need to complain about your conveyancer?

    How do I complain about my conveyancer? Advice for homebuyers

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Don’t let a water leak dampen your spirits in the thaw

by admin1
December 7, 2010
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The sub zero temperatures can result in pipes freezing and homeowners could be unaware their pipes have burst until the thaw when water begins to leak into their property.

Austyn Tusler, home insurance expert at Hiscox, comments: "The early onset of snow and ice may have caught people under prepared with their winter proofing measures. However taking some simple steps and generally being vigilant for burst pipes can prevent major damage. There is still a long winter ahead, however as the cold snap ends and there are slightly higher temperatures, frozen pipes will begin to thaw.

"Unchecked, a leak can quickly turn into large amounts of water gushing into attics or lofts, damaging the structure, electrical wiring and belongings. Catching leaks early can prevent water damage and save homeowners time and money as well as the emotional stress of experiencing loss or damage to personal belongings."

To spot a burst pipe:
Look for damp patches on ceilings and walls
Inspect the loft andany isolated areas that may not beas adequately insulated to check for leaks
If you turn on the tap and no water comes out – don't take any chances – call a plumber immediately and turn off the water supply
Checkexposed pipes for signs of damage- aleak will not occur until the water has thawed
If you are going away for an extended period leaving your property unattended, make sure you have someone who can check on your home regularly
If you discover a burst or damaged pipe:
Turn off the water supply at the main water tap (or valve), and turn off the stopcock in your cold water tank if you have one
If water has leaked near electrics or electrical appliances, switch off the mains immediately and don't touch any areas that are damp
Protect everything around any pipe that appears to be frozen to avoid damage
Contact your insurer to let them know about the damage within the time specified in your insurance policy
Ring a tradesperson -again check with your insurer on whether they have a panel of approved tradespeople

 

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