Halifax has today announced it is cutting rates on two-year fixed mortgages with zero to 60 per cent loan-to-value for all borrowers.
First-time buyers and homemovers can get a two-year fix from 1.59 per cent with a £1,995 fee.
First-time buyers and homemovers using or looking to invest in two-year fixed mortgages from Halifax’s shared equity / shared ownership product range can now get rates from 2.94 per cent with a £495 fee.
For remortgage clients Halifax has reduced the two-year fixed rates to 3.04 per cent and offers a fee of £495.
“We’ve seen a strong start to the year in terms of activity in the market; affordability remains high and competition in the market is great for borrowers.
“These latest products are some of the most competitive Halifax has had in the last ten years and carry some of the lowest rates too,” Craig McKinlay, mortgage director at Halifax, commented.
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