Skipton Building Society is launching a new range of two-, three- and five-year fixed rate residential mortgages in the 60-to- 90 per cent loan-to-value (LTV) band.
The new products, available from 12 March, will offer choice and flexibility as customers will be able to combine fees and rates.
Customers can choose from LTV at 50 per cent, 60 per cent, 70 per cent, 75 per cent, 80 per cent, 85 per cent and 90 per cent with £995 fees on the two year deals, a choice of no fee or £995 on the three-year fixes and £0, £995 and £1,995 on the five-year fixed options.
Fee free purchase products include a three-year fix at 3.15 per cent to 85 per cent LTV and a five-year fix at 4.09 per cent to 90 per cent LTV.
Fee free options on remortgages include a 3-year fix at 2.48% to 60% LTV and a 5-year fix at 2.89% to 70% LTV.
Criteria applicable to all of the above products
- Early repayment charges of 2/1% until 31/07/17 (two-year fixes); 3/3/2% until 31/07/18 (three-year fixes) and 5/5/4/3/2% until 31/07/20 (five-year fixes), of capital repaid then interest to the end of the month;
- Overpayments of up to 10% per annum allowed without penalty;
- Available for purchases and remortgages;
- Free standard legals and valuations for remortgages.
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