What Mortgage
No Result
View All Result
what MORTGAGE Awards
  • Login
  • Register
Add Listing
  • Home
  • News
  • First-Time Buyers
  • Buy-to-Let
  • Homeowner’s Hub
  • Equity Release
  • wM Awards
No Result
View All Result
What Mortgage
No Result
View All Result

A broker’s view: Stamp duty holiday changes explained

July 1, 2021
admin1by admin1
A broker’s view: Stamp duty holiday changes explained

Related Posts

Testing Post to delete

by admin1
May 8, 2025
0

...

Understanding the language of conveyancing law: part two

Confused over life insurance jargon – what do the terms mean?

by admin1
April 24, 2025
0

...

Do I have to extend my lease to remortgage?

Leasehold reforms: How will they impact your home purchase?

by admin1
April 16, 2025
0

...

Following the extension in March, the full stamp duty holiday came to an end this week (30 June).

You will likely have seen lots of stories about buyers rushing to complete before this date, but the good news is a reduced stamp duty holiday is still in place until 30 September.

But how will this benefit you if you are moving and how does the perk differ to what was on offer in prior to June 30.  Let’s take a look at some of your burning questions…

Stamp Duty – what has changed?

The existing stamp duty holiday was introduced in June last year as a measure to help boost the housing market following its closure in the first lockdown.

It meant for buyers that the stamp duty nil band, the minimum purchase price at which stamp duty is eligible, was increased from £125,000 to £500,000. This stamp duty holiday was then extended until 30 June.

However, the government also confirmed that this nil rate band would then be set at £250,000 until 30 September, giving an additional benefit for buyers who complete between 1 July and 30 September.

As such, there is still a saving of up to £2,500 available to those who complete on a purchase before 30 September.

For example, if you purchase a property for £300,000 before 30 September you would pay £2,500 in stamp duty. From 1 October, you would pay £5,000.

From 1 July, stamp duty will kick in above £250,000 at the following rates:

  • £0-£250,000 = 0%
  • £250,001-£925,000 = 5%
  • £925,001-£1,500,000 = 10%
  • £1,500,000+ = 12%

From 1 October 2021, rates are due to return to normal. That means the point you to start paying stamp duty will revert back to £125,001:

  • £0-£125,000 = 0%
  • £125,001-£250,000 = 2%
  • £250,001-£925,000 = 5%
  • £925,000-£1,500,000 = 10%
  • £1,500,000+ = 12%

Special rates apply to first-time buyers, which I’ll touch on further down.

You can check how much the stamp duty would be for your purchase price by using our stamp duty calculator via this link.

Why did the government extend the stamp duty holiday?

The extension of the stamp duty holiday has helped to keep the property market buoyant as we emerge from the pandemic restrictions.

Property website, RightMove estimates an additional 300,000 property transactions in England could benefit from the tax saving from this holiday. That is a lot of buyers the government can help.

Although of course this would mean lower tax receipts from the stamp duty, home moving feeds into various other parts of the economy.

It leads to buyers purchasing homeware items, the need for removal firms, building and gardening work are instructed – it is a huge part of keeping the economy going.

How can I benefit?

There is now still a short window of opportunity for new buyers to take advantage of the stamp duty holiday.

We have found buying activity has been very high this year, so with this being the last period of the stamp duty holiday it is likely a lot of applicants currently viewing wanting to move fast!

Any buyer wanting to take advantage of this stamp duty holiday period will need to be able to progress fairly quickly, so should ensure they have their mortgage agreed in principle by speaking to an intermediary such as ourselves.

We can help you to have the correct documentation prepared, which will mean you can move at pace.

You should also ensure that you are set up with a solicitor who has confirmed they have a manageable work load. This will ensure you have the best chance of success to meet the 30 September deadline.

Some buyers will still miss this new deadline, so our advice would be to set yourself up to move as quickly as possible.

Beating the crowd

Recent data showed mortgage approvals and mortgage lending both rose in May and were well above pre-pandemic levels – demonstrating how buoyant the property market has been this year.

This means you should expect the property market to be very busy, and very competitive with other buyers.

At Alexander Hall we have escalated service access to the major lenders, so ensure you are speaking to an intermediary such as ourselves.

First-time buyer stamp duty incentive

Amid the clamour of the stamp duty holiday it is often forgotten – or overlooked – that there was already an incentive in place on stamp duty for first-time buyers. The good news is this remains in place indefinitely for purchases up to £500,000.

First-time buyers pay NIL stamp duty up to a purchase price of £300,000, and then pay 5% of any portion between £300,001 and £500,000.

If the purchase price is above £500,000, this incentive does not apply.

So for a first-time buyer, if you purchase a property for £300,000 your stamp duty bill remains zero.

If you purchase at £400,000 it would be £5,000 (compared to £7,500 for non-first-time buyers) – and at £500,000 it would be £10,000 (compared to £12,500 for non-first-time buyers).

As such, it remains a great time to purchase if you are taking your first step on the property ladder. This is also backed up by recent improvements in the number of mortgage products available.

First-time buyers can access our helpful guides which will answer any questions you may have on the mortgage and buying process.

Mortgage deals

Interestingly, the conversation around buyers’ purchasing power has focused primarily on the stamp duty holiday deadline in recent months.

Buyers also need to factor in that mortgage product availability has improved significantly, meaning there are now more options to suit their circumstances. This is great news for buyers with small deposits or those who need to maximise their incomes.

In fact, data from Moneyfacts shows the number of mortgage products available has just increased for an eighth month in a row, and are now at the highest level since pre pandemic levels.

This is particularly good news for buyers with smaller deposits, as the largest increases have been in mortgage products for those with a 5% and 10% deposit.

For those with a 5% deposit the number of mortgage products available has more than doubled in the last two months, from 80 to 192 in early June (and is still rising).

Speaking to an intermediary such as Alexander Hall will help you to identify and navigate these options and most probably be pleasantly surprised at the outcome.

Mortgage rates

The increased competition amongst mortgage lenders, as illustrated by the rising number of products available, has also led to falling mortgage rates. In fact, there are some fantastic deals now on the market.

For buyers with a 40% deposit there are fixed rates available below 1%, and the five-year fixed rates available are now the lowest ever seen. Rates for those with smaller deposits have also been coming down in recent weeks.

Many of these products are only available via intermediaries. You can check out the best deals available right now via our website.

Greg Cunnington
Greg Cunnington

Please get in touch with us if you need any further advice. You can email us at AskAlexanderHall@alexanderhall.co.uk or use the contact us page on our website.

Greg Cunnington is director of lender relationships and new homes at Alexander Hall

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. 
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT

 

Tags: Alexander HallGreg Cunningtonmortgage ratesstamp duty holiday
ShareTweetPin

Our recommended tools

Mortgage Calculators

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Mortgage Match

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Mortgage Best Buys

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Mortgage Search

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Next Post
House prices dip – is it a blip or is the bubble about to burst?

House prices dip – is it a blip or is the bubble about to burst?

  • Home
  • Features
  • First-Time Buyer
  • Buy-to-Let
  • Remortgage
  • Equity Release
  • Insurance
  • Home Buying
  • Property Market
  • what MORTGAGE Awards
  • Podcasts
  • Advice Archive
  • Essentials
  • Advertise
  • packages

© 2025 JNews - Premium WordPress news & magazine theme by Jegtheme.

[MBM_Form id="284841"]

Buying a property, moving home or re-mortgaging? Sign up to our newsletter and marketing emails, and we'll send all the latest mortgage news, top tips, expert advice and what MORTGAGE Awards updates straight to your inbox.

I am a...*
First Name*
Email*
First Name*
Last Name*
Email*
Company
Job Title
I would like to receive...
[MBM_Form id="284841"]

Buying a property, moving home or re-mortgaging? Sign up to our newsletter and marketing emails, and we'll send all the latest mortgage news, top tips, expert advice and what MORTGAGE Awards updates straight to your inbox.

I am a...*
First Name*
Email*
First Name*
Last Name*
Email*
Company
Job Title
I would like to receive...
No Result
View All Result
  • 2013 Awards Nominees
  • 2014 What Mortgage Awards nominations – voting now open!
  • 2016 What Mortgage Awards
  • 2021 What Mortgage Awards – Call for nominations
  • 2021 What Mortgage Awards – Nominee shortlist revealed
  • 2025 what MORTGAGE Awards: About
  • Aberdein Considine
  • About House Price Data
  • About us
  • Add Listing
  • Add Profile listing
  • Advertise
  • Advice
    • Ask the Experts
      • Halifax
      • Mortgages for Business – Buy-to-Let
      • Virgin Money
    • Book Reviews
      • Retire Early Retire Wealthy by Roly Weaver
      • Sorting Out Your Finances For Dummies
    • Rebekanomics
      • April 2014 – Rebekanomics
      • August 2013 – Rebekanomics
      • December 2013 – Rebekanomics
      • February 2014 – Rebekanomics
      • January 2014 – Rebekanomics
      • July 2013 – Rebekanomics
      • July 2014 – Rebekanomics
      • June 2013 – Rebekanomics
      • June 2014 – Rebekanomics
      • May 2014 – Rebekanomics
      • November 2013 – Rebekanomics
    • September 2013 – Rebekanomics
  • AOL Webmail
  • Apple Mail
  • April 2017 Buy to Let Mortgage Advice
  • April 2017 Residential Mortgage Advice
  • Ask the expert
  • Awards
  • Best Buys
  • Best Buys
  • Best Buys – Equity Release
  • Buy-to-Let Mortgage Advice
  • Buy-to-let mortgages
  • Calculators
    • How much can i borrow on a buy to let mortgage?
    • How much can I borrow?
    • How much rent should I charge?
    • How much stamp duty will I pay?
    • How much will my payments be?
    • What if I overpay my mortgage
  • Cart
  • Checkout
  • Contact Us
  • Dashboard
  • Directory landing page
  • Directory of Lending Criteria
  • Discount Tables
  • Energy performance certificates (EPCs)
  • Equity Release
  • Equity Release Calculator
  • Equity Release Mortgage Advice
  • Equity Release Supermarket Archive Page
  • Equity Release Supermarket: Equity Release Mortgage Advice – April 2019
  • Equity Release Supermarket: Equity Release Mortgage Advice – April 2020
  • Equity Release Supermarket: Equity Release Mortgage Advice – April 2021
  • Equity Release Supermarket: Equity Release Mortgage Advice – April 2022
  • Equity Release Supermarket: Equity Release Mortgage Advice – August 2019
  • Equity Release Supermarket: Equity Release Mortgage Advice – August 2020
  • Equity Release Supermarket: Equity Release Mortgage Advice – August 2021
  • Equity Release Supermarket: Equity Release Mortgage Advice – August 2022
  • Equity Release Supermarket: Equity Release Mortgage Advice – December 2019
  • Equity Release Supermarket: Equity Release Mortgage Advice – December 2020
  • Equity Release Supermarket: Equity Release Mortgage Advice – December 2021
  • Equity Release Supermarket: Equity Release Mortgage Advice – December 2022
  • Equity Release Supermarket: Equity Release Mortgage Advice – February 2020
  • Equity Release Supermarket: Equity Release Mortgage Advice – February 2021
  • Equity Release Supermarket: Equity Release Mortgage Advice – February 2022
  • Equity Release Supermarket: Equity Release Mortgage Advice – February 2023
  • Equity Release Supermarket: Equity Release Mortgage Advice – January 2020
  • Equity Release Supermarket: Equity Release Mortgage Advice – January 2021
  • Equity Release Supermarket: Equity Release Mortgage Advice – January 2022
  • Equity Release Supermarket: Equity Release Mortgage Advice – January 2023
  • Equity Release Supermarket: Equity Release Mortgage Advice – July 2019
  • Equity Release Supermarket: Equity Release Mortgage Advice – July 2020
  • Equity Release Supermarket: Equity Release Mortgage Advice – July 2021
  • Equity Release Supermarket: Equity Release Mortgage Advice – July 2022
  • Equity Release Supermarket: Equity Release Mortgage Advice – June 2019
  • Equity Release Supermarket: Equity Release Mortgage Advice – June 2020
  • Equity Release Supermarket: Equity Release Mortgage Advice – June 2021
  • Equity Release Supermarket: Equity Release Mortgage Advice – June 2022
  • Equity Release Supermarket: Equity Release Mortgage Advice – March 2020
  • Equity Release Supermarket: Equity Release Mortgage Advice – March 2021
  • Equity Release Supermarket: Equity Release Mortgage Advice – March 2022
  • Equity Release Supermarket: Equity Release Mortgage Advice – May 2019
  • Equity Release Supermarket: Equity Release Mortgage Advice – May 2020
  • Equity Release Supermarket: Equity Release Mortgage Advice – May 2021
  • Equity Release Supermarket: Equity Release Mortgage Advice – May 2022
  • Equity Release Supermarket: Equity Release Mortgage Advice – November 2019
  • Equity Release Supermarket: Equity Release Mortgage Advice – November 2020
  • Equity Release Supermarket: Equity Release Mortgage Advice – November 2021
  • Equity Release Supermarket: Equity Release Mortgage Advice – November 2022
  • Equity Release Supermarket: Equity Release Mortgage Advice – October 2019
  • Equity Release Supermarket: Equity Release Mortgage Advice – October 2020
  • Equity Release Supermarket: Equity Release Mortgage Advice – October 2020
  • Equity Release Supermarket: Equity Release Mortgage Advice – October 2021
  • Equity Release Supermarket: Equity Release Mortgage Advice – October 2022
  • Equity Release Supermarket: Equity Release Mortgage Advice – September 2019
  • Equity Release Supermarket: Equity Release Mortgage Advice – September 2020
  • Equity Release Supermarket: Equity Release Mortgage Advice – September 2021
  • Equity Release Supermarket: Equity Release Mortgage Advice – September 2022
  • Essential Links
  • Essentials
    • At a glance
      • First-time buyers
      • Home selling
      • Offset mortgages
    • Fact file
      • If things go wrong
      • Making an offer
      • Repaying debts
      • The costs
      • Which mortgage is right for me?
    • Guides
      • Home buyer’s checklist
      • Home mover’s checklist
      • Home seller’s checklist
  • Events
  • Feature – What is mortgage protection and do I need it?
  • Featured finalists
  • Featured Winners: what MORTGAGE Awards 2024
  • February/March Buy to Let Mortgage Advice
  • Fixed Tables
  • Flexible
  • Gmail
  • Home
  • Home insurance
  • House Price Finder
  • House Price Search
  • How do I find a good estate agent to sell my home?
  • How much can I borrow?
  • How Much Is My House Worth?
  • January Feature – What’s a mortgage broker and how do you find one to help you?
  • June 2017
  • Life insurance
  • Login or Register
  • May 2017
  • MBM Directory Search Form
  • Media Information 2018
  • Microsoft Outlook
  • Mortgage Business expo
  • Mortgage Enquiry
  • Mortgage for Business – June 2017
  • Mortgage for Business – May 2017
  • Mortgage Match
  • Mortgages for Business – Residential
  • Mortgages for Business: Buy to Let Mortgage Advice – April 2018
  • Mortgages for Business: Buy to Let Mortgage Advice – April 2019
  • Mortgages for Business: Buy to Let Mortgage Advice – April 2020
  • Mortgages for Business: Buy to Let Mortgage Advice – April 2021
  • Mortgages for Business: Buy to Let Mortgage Advice – April 2022
  • Mortgages for Business: Buy to Let Mortgage Advice – August 2018
  • Mortgages for Business: Buy to Let Mortgage Advice – August 2019
  • Mortgages for Business: Buy to Let Mortgage Advice – August 2020
  • Mortgages for Business: Buy to Let Mortgage Advice – August 2021
  • Mortgages for Business: Buy to Let Mortgage Advice – August 2022
  • Mortgages for Business: Buy to Let Mortgage Advice – December 2018
  • Mortgages for Business: Buy to Let Mortgage Advice – December 2019
  • Mortgages for Business: Buy to Let Mortgage Advice – December 2020
  • Mortgages for Business: Buy to Let Mortgage Advice – December 2021
  • Mortgages for Business: Buy to Let Mortgage Advice – December 2022
  • Mortgages for Business: Buy to Let Mortgage Advice – February 2019
  • Mortgages for Business: Buy to Let Mortgage Advice – February 2020
  • Mortgages for Business: Buy to Let Mortgage Advice – February 2021
  • Mortgages for Business: Buy to Let Mortgage Advice – February 2022
  • Mortgages for Business: Buy to Let Mortgage Advice – February 2023
  • Mortgages for Business: Buy to Let Mortgage Advice – January 2019
  • Mortgages for Business: Buy to Let Mortgage Advice – January 2020
  • Mortgages for Business: Buy to Let Mortgage Advice – January 2021
  • Mortgages for Business: Buy to Let Mortgage Advice – January 2022
  • Mortgages for Business: Buy to Let Mortgage Advice – July 2019
  • Mortgages for Business: Buy to Let Mortgage Advice – July 2020
  • Mortgages for Business: Buy to Let Mortgage Advice – July 2021
  • Mortgages for Business: Buy to Let Mortgage Advice – July 2022
  • Mortgages for Business: Buy to Let Mortgage Advice – June 2019
  • Mortgages for Business: Buy to Let Mortgage Advice – June 2020
  • Mortgages for Business: Buy to Let Mortgage Advice – June 2021
  • Mortgages for Business: Buy to Let Mortgage Advice – June 2022
  • Mortgages for Business: Buy to Let Mortgage Advice – June/July 2018
  • Mortgages for Business: Buy to Let Mortgage Advice – March 2019
  • Mortgages for Business: Buy to Let Mortgage Advice – March 2020
  • Mortgages for Business: Buy to Let Mortgage Advice – March 2021
  • Mortgages for Business: Buy to Let Mortgage Advice – March 2022
  • Mortgages for Business: Buy to Let Mortgage Advice – March 2023
  • Mortgages for Business: Buy to Let Mortgage Advice – May 2018
  • Mortgages for Business: Buy to Let Mortgage Advice – May 2019
  • Mortgages for Business: Buy to Let Mortgage Advice – May 2020
  • Mortgages for Business: Buy to Let Mortgage Advice – May 2021
  • Mortgages for Business: Buy to Let Mortgage Advice – May 2022
  • Mortgages for Business: Buy to Let Mortgage Advice – November 2018
  • Mortgages for Business: Buy to Let Mortgage Advice – November 2019
  • Mortgages for Business: Buy to Let Mortgage Advice – November 2020
  • Mortgages for Business: Buy to Let Mortgage Advice – November 2021
  • Mortgages for Business: Buy to Let Mortgage Advice – November 2022
  • Mortgages for Business: Buy to Let Mortgage Advice – October 2017
  • Mortgages for Business: Buy to Let Mortgage Advice – October 2018
  • Mortgages for Business: Buy to Let Mortgage Advice – October 2019
  • Mortgages for Business: Buy to Let Mortgage Advice – October 2020
  • Mortgages for Business: Buy to Let Mortgage Advice – October 2021
  • Mortgages for Business: Buy to Let Mortgage Advice – October 2022
  • Mortgages for Business: Buy to Let Mortgage Advice – September 2017
  • Mortgages for Business: Buy to Let Mortgage Advice – September 2018
  • Mortgages for Business: Buy to Let Mortgage Advice – September 2019
  • Mortgages for Business: Buy to Let Mortgage Advice – September 2020
  • Mortgages for Business: Buy to Let Mortgage Advice – September 2021
  • Mortgages for Business: Buy to Let Mortgage Advice – September 2022
  • Mortgages for Business: Buy to Let Mortgage Advice: March 2018
  • Mortgages for Business: Residential Mortgage Advice – April 2018
  • Mortgages for Business: Residential Mortgage Advice – April 2019
  • Mortgages for Business: Residential Mortgage Advice – April 2020
  • Mortgages for Business: Residential Mortgage Advice – April 2021
  • Mortgages for Business: Residential Mortgage Advice – April 2022
  • Mortgages for Business: Residential Mortgage Advice – August 2018
  • Mortgages for Business: Residential Mortgage Advice – August 2019
  • Mortgages for Business: Residential Mortgage Advice – August 2020
  • Mortgages for Business: Residential Mortgage Advice – August 2021
  • Mortgages for Business: Residential Mortgage Advice – August 2022
  • Mortgages for Business: Residential Mortgage Advice – December 2018
  • Mortgages for Business: Residential Mortgage Advice – December 2019
  • Mortgages for Business: Residential Mortgage Advice – December 2020
  • Mortgages for Business: Residential Mortgage Advice – December 2021
  • Mortgages for Business: Residential Mortgage Advice – December 2022
  • Mortgages for Business: Residential Mortgage Advice – February 2019
  • Mortgages for Business: Residential Mortgage Advice – February 2020
  • Mortgages for Business: Residential Mortgage Advice – February 2021
  • Mortgages for Business: Residential Mortgage Advice – February 2022
  • Mortgages for Business: Residential Mortgage Advice – February 2023
  • Mortgages for Business: Residential Mortgage Advice – January 2019
  • Mortgages for Business: Residential Mortgage Advice – January 2020
  • Mortgages for Business: Residential Mortgage Advice – January 2021
  • Mortgages for Business: Residential Mortgage Advice – January 2022
  • Mortgages for Business: Residential Mortgage Advice – January 2023
  • Mortgages for Business: Residential Mortgage Advice – July 2019
  • Mortgages for Business: Residential Mortgage Advice – July 2020
  • Mortgages for Business: Residential Mortgage Advice – July 2021
  • Mortgages for Business: Residential Mortgage Advice – July 2022
  • Mortgages for Business: Residential Mortgage Advice – June 2019
  • Mortgages for Business: Residential Mortgage Advice – June 2020
  • Mortgages for Business: Residential Mortgage Advice – June 2021
  • Mortgages for Business: Residential Mortgage Advice – June 2022
  • Mortgages for Business: Residential Mortgage Advice – June/July 2018
  • Mortgages for Business: Residential Mortgage Advice – March 2018
  • Mortgages for Business: Residential Mortgage Advice – March 2019
  • Mortgages for Business: Residential Mortgage Advice – March 2020
  • Mortgages for Business: Residential Mortgage Advice – March 2021
  • Mortgages for Business: Residential Mortgage Advice – March 2022
  • Mortgages for Business: Residential Mortgage Advice – March 2023
  • Mortgages for Business: Residential Mortgage Advice – May 2018
  • Mortgages for Business: Residential Mortgage Advice – May 2019
  • Mortgages for Business: Residential Mortgage Advice – May 2020
  • Mortgages for Business: Residential Mortgage Advice – May 2021
  • Mortgages for Business: Residential Mortgage Advice – May 2022
  • Mortgages for Business: Residential Mortgage Advice – November 2018
  • Mortgages for Business: Residential Mortgage Advice – November 2019
  • Mortgages for Business: Residential Mortgage Advice – November 2020
  • Mortgages for Business: Residential Mortgage Advice – November 2021
  • Mortgages for Business: Residential Mortgage Advice – November 2022
  • Mortgages for Business: Residential Mortgage Advice – October 2017
  • Mortgages for Business: Residential Mortgage Advice – October 2018
  • Mortgages for Business: Residential Mortgage Advice – October 2019
  • Mortgages for Business: Residential Mortgage Advice – October 2020
  • Mortgages for Business: Residential Mortgage Advice – October 2021
  • Mortgages for Business: Residential Mortgage Advice – October 2022
  • Mortgages for Business: Residential Mortgage Advice – September 2017
  • Mortgages for Business: Residential Mortgage Advice – September 2018
  • Mortgages for Business: Residential Mortgage Advice – September 2019
  • Mortgages for Business: Residential Mortgage Advice – September 2020
  • Mortgages for Business: Residential Mortgage Advice – September 2021
  • Mortgages for Business: Residential Mortgage Advice – September 2022
  • MPPI
  • My account
  • Newsletter new e-shot
  • Newsletter sign-up process
  • Newsletter Signup
  • Nominations for the 2017 What Mortgage awards is now open
  • Nominations for What Mortgage Awards 2016 now open
  • October 2013 – Rebekanomics
  • Outlook.com
  • packages
  • Profile
  • Profile: The Insurance Surgery
  • Q&A’s: Principality
  • Q&A’s: Purple Bricks Mortgages
  • Receive a free copy
  • Register your interest: what MORTGAGE Awards 2025
  • Remortgage
  • Remortgaging
  • Residential Mortgage Advice
  • Safe Sender instructions
  • Search results
  • Shop
  • Sitemap
  • Test page to be deleted
  • Thunderbird
  • Two factor authentication [2FA] Setup
  • Virgin – June 2013
  • Website feedback
  • Weekly What Mortgage newsletter Thank you
  • what MORTGAGE Awards
    • 2011 Awards Nominees
    • 2011 Awards Results
    • 2012 Awards
    • 2012 Awards Nominations
    • 2012 Awards Results
    • 2012 Nomination Spotlights
    • 2013 What Mortgage Awards – Winners
    • 2014 What Mortgage Awards – Winners
    • 2015 What Mortgage Awards – Winners
    • 2016 What Mortgage Awards – Winners
    • 2017 What Mortgage Awards – Winners
    • 2018 What Mortgage Awards – Winners
    • 2019 What Mortgage Awards – Winners
    • 2020 What Mortgage Awards – Winners
    • 2021 What Mortgage Awards – Winners
    • 2022 What Mortgage Awards – Nominee shortlist revealed
    • 2022 What Mortgage Awards – Winners
    • 2023 What Mortgage Awards
    • 2023 What Mortgage Awards – Nominations now open!
    • 2023 What Mortgage Awards – Nominee shortlist revealed
    • 2023 What Mortgage Awards – Winners
    • 2024 What Mortgage Awards – Nominee shortlist revealed
    • Award Winners 2009
    • Enter your nominations for the 2022 What Mortgage Awards
    • Personal Finance Awards 2010 – Winners/Highly Commended
    • Personal Finance Awards 2010/11 Nominees
    • What Mortgage Awards 2011 Nominees
  • what MORTGAGE Awards – Thank you
  • What Mortgage Awards 2018 – Nominee Shortlists announced
  • What Mortgage Awards 2020 nominee shortlists revealed
  • what MORTGAGE Awards 2024: Winners revealed
  • what MORTGAGE Awards 2025: Nominations
  • what MORTGAGE Awards 2025: Voting
  • What Mortgage Awards: Help us find the best in the business
  • What Mortgage Service Standard Awards 2015
  • What Mortgage TV
  • WM newsletters
  • wmhome
  • Yahoo

© 2025 JNews - Premium WordPress news & magazine theme by Jegtheme.