What makes Prestige Private Finance stand out?
David says: Prestige Private Finance sets itself apart from other mortgage brokers in several key ways.
Established 10 years ago by myself, I brought with me 20 years of industry experience. The vision and mission behind Prestige have always been to provide the highest level of advice and service through our exceptional team of advisers.
At Prestige, we prioritise our clients’ financial wellbeing with a holistic approach. In today’s world, financial wellbeing is paramount, and we ensure that our advice and services reflect this priority. Our focus is on quality and personalised service rather than a process-driven approach.
Unlike many companies where an advisor gives initial advice and then passes the case down the chain, we ensure that each client is looked after personally from the first phone call to the completion of their mortgage.
This approach allows our advisors to fully understand the client’s situation, deal directly with lenders, and ensure a seamless client experience throughout.
The quality of our people and the customer service we provide are second to none. By avoiding the ‘process factory’ approach, we maintain the highest standards of service and client care.
What is your top advice for first-time homebuyers?
David says: Purchasing your first property is an exciting milestone, but it can also be a daunting process. Here are a few tips to help you secure a better interest rate:
Deposit: The larger your deposit, the lower the risk you pose to the bank, which can result in better interest rates.
Credit Score: A good credit score improves your chances of obtaining the best mortgage rates available. To improve your credit score before applying for a mortgage, focus on paying all your bills on time, reduce your credit card balances, and avoid opening new lines of credit.
Preparation: Have all your paperwork ready and limit your monthly outgoings. Ensure any debts, like credit card balances, are paid off to maximize your affordability. This will open more options with various lenders and increase your chances of getting the best rates.
Secure a better rate and navigate the process smoothly with these tips. Prestige Private Finance prioritises your financial wellbeing throughout this journey. Remember, buying a home is about your future – our advisers offer personalised guidance to help you achieve your goals.
Meet our expert…
David Jackson established Prestige Private Finance in 2014 after nearly two decades in the mortgage industry. With experience in London’s high-net-worth areas, David and his team offer empathetic and expert advice for your financial journey.
If you have a question for David please email kate.saines@emap.com or leave a message in the comments below.
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