HSBC is the UKs 8th largest mortgage lender and has a reputation for offering mortgages that are transparent and offer real long-term value.
During the course of the last year, the bank has completely overhauled its mortgage range and now offers a wide range of fixed, discounted and tracker deals while continuing to have the lowest standard variable rate (SVR) of any high street bank.
HSBC can cater for all borrower types with a range of features that can be mixed and matched with any of its rates, a unique offering from a major high street lender.
Its fee free option is available on any mortgage product and does not charge a booking, valuation or funds transfer fee. HSBC offers up to 95 per cent loan to value (100 per cent to graduates) with no higher lending charge.
Monthly costs can be kept to a minimum with HSBCs HomeStart mortgages, available on any mortgage product. It enables borrowers to make interest-only payments for the first three years of their mortgage, safe in the knowledge that HSBC will automatically convert the mortgage to repayment after this period.
Mortgages with friends have grown in popularity in the last year, and HSBCs group mortgages allow up to four friends to purchase a property together.
HSBC recognises that it is important for its customers that the bank continues to be flexible, fare and transparent. In a year where the mortgage industry will be scrutinised for mortgage fees, HSBC continues to be one of the few lenders that does not charge its customers an exit fee.
Phone: 0800 494 999
Textphone: 0800 028 0126
Website: www.hsbc.co.uk
