Chelsea Building Society is launching more competitive offers in its exclusive first-time buyer mortgage range as part of a larger fixed rate reduction.
First-time buyers with a 15% deposit can now take out a two-year offset fixed rate mortgage at a 3.09 per cent interest rate, a £345 product fee and cashback on completion of 1 per cent of the loan.
For first-time buyers with a 10 per cent deposit, the two-year fixed rate offset mortgage is at 3.94 per cent with the same product fee and cashback on completion.
For customers with smaller deposits, of 5 per cent, the Chelsea Building Society is offering a two- and a five-year fix at 4.29 per cent and 4.89 per cent, respectively. Both products come with a fee of £1,545.
Highlight in the higher deposit sizes is a 2.19 per cent five-year fixed rate with a £1,545 product fee for borrowers with a 35 per cent deposit.
In the same deposit range, the society, which is part of the Yorkshire Building Society, still has its popular 1.24 per cent fix with a £1,545 product fee on offer.
Other offers include:
— For borrowers with deposits of 25 per cent —
- A two-year fix at 2.09 per cent and £1,545 product fee
- A five-year fix at 2.64 per cent and £1,545 product fee
— For borrowers with deposits of 15 per cent —
- A two-year fix at 2.24 per cent and £1,545 product fee
- A three-year fix at 2.89 per cent and £1,545 product fee
- A five-year fix at 3.24 per cent and £1,545 product fee
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