Halifax has made reductions of up to 0.35 per cent across its range of two, three and four year fixed rate products.
The lowest two year fixed rate deal at Halifax is 2.79 per cent for homemovers and remortgagers, available at 0-60 per cent LTV with a £1395 fee.
The reductions include:
3 year fixed rate, 0 – 60 per cent LTV reduced by 0.10 per cent to 3.64 per cent (remortgage only)
4 year fixed rate, 0 – 60 per cent LTV reduced by 0.15 per cent to 4.24 per cent
4 year fixed rate, 60 – 75 per cent LTV reduced by 0.35 per cent to 4.59 per cent
3 year fixed rate, 75 – 85 per cent LTV reduced by 0.25 per cent & 0.10 per cent to 4.99 per cent & 5.14 per cent
4 year fixed rate, 75 – 85 per cent LTV reduced by 0.10 per cent to 5.74 per cent (remortgage only)
All products are available on loans up to £1million. Remortgage products include the Halifax remortgage service, which comprises of a free valuation and no legal fees.
Stephen Noakes, commercial director of mortgages at Halifax, said: “We are continuing to lower rates in order to provide the best possible value to first time buyers, home buyers, and remortgagers. These changes are part of a raft of improvements and reductions already this year, which will provide a much wider choice for those looking for a great deal.”