Halifax has made a further cut, of up to 0.31 percentage points, to rates in its two- and five-year fixed-mortgage product range.
The reduction was made for mortgages at higher loan-to-values (LTV) ranging between 85 to 90 per cent for first-time buyers and homemovers.
Rates in the two-year fixed mortgage range now start from 3.98 per cent with a £495 fee.
In the longer-term, five-year mortgage range products are available at rates from 4.69 per cent with a £495 fee.
Craig McKinlay, mortgages director at Halifax, commented:
“In addition to our current £500 cashback offer, these rate reductions will further support first-time buyers trying to buy their first home and home movers who are looking to move up the housing ladder.”
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