HSBC is cutting over a dozen mortgage interest rates, with the 60% LTV term tracker coming down by 0.1% to an all-time low of 0.99%.
The 0.99% two-year tracker comes with a £999 fee – £749 for existing HSBC Premier or Advance customers – and no early repayment charge.
These rate cuts are across the full LTV spectrum – from 60% to 90% – LTV and are aimed at those looking to get on the property ladder as well as movers and remortgagers.
The cuts are across the full LTV spectrum and reductions have been made to two and five-year fixed rates.
Tracie Pearce, HSBC UK’s head of mortgages, said: “We were the first to break the one per cent mark last year with our 2 year fixed rate mortgage, and we are now going sub-one per cent with our two-year tracker mortgage.
“For those looking to purchase now, these rates offer great value, making home buying or re-mortgaging more affordable.”
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