However, those living in areas potentially subject to flooding have been cautioned to beware of jumping at the first offer as the quality of a policy is just as important as the cost of it.
Not a concern which might initially spring to mind when it comes to checking out your insurance quotes, Defaqto have introduced a new tool which will allow homeowners to see if their proposed insurance policy meets, exceeds or falls short of the typical cover levels across key features.
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Available on find.co.uk, the tool does this by comparing the policy in question side by side against its selection of ten important cover criteria using a traffic light and road sign system to make it easily translatable.
Defaqtos head of insight, Brian Brown, said: I cannot stress strongly enough that price is only one of the factors to be taken into account when buying insurance products. If the floods have taught us anything it is that the quality of the cover is going to be paramount in these emergency situations.
People using web comparison sites to get quotes should check to see if the products they are interested in offer the cover levels they need. For more extensive cover information, people should visit the providers website for full terms and conditions.
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