First-time buyers’ step-by-step guide to taking out a mortgage

Our latest podcast is ideal for anyone taking out their first mortgage in 2025. From finding out how much you can borrow to how to prepare for your first mortgage – our expert Jo Pocklington arms you with all the knowledge to get you started

If you are a first-time buyer who is wondering where on earth to start then this podcast is designed just for you.

What Mortgage editor Kate Saines put some of the most-asked questions from first-time buyers to Jo Pocklington of Purplebricks Mortgages.

From understanding how much you can borrow to learning what mortgage is best suited to your needs, to tips on how to get mortgage-ready – it’s all covered right here.

Jo has years of experience working in the mortgage industry, so she is full of practical tips and helpful advice to help you finance your home.

Topics covered are:

  • Where to start? Do you look for homes or sort the mortgage first?
  • Borrowing: How much can I borrow?
  • Interest rates: How do interest rates impact the type of mortgage you take out?
  • Getting mortgage ready: How to prepare for taking out a mortgage
  • When you’ve found a home: What happens next..?
  • Other costs: From stamp duty to removals – how much to save for extras
  • Brokers: Should you use a broker and how can they help?

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