Tag: affordability checks

Santander is updating its mortgage affordability calculations to reflect the cut to National Insurance (NI) on employees’ pay.

The number of people remortgaging to new deals has fallen to a level not seen in 24 years.

For many, ‘Trussonomics’ saw monthly mortgage repayments skyrocket, making accessing affordable interest rates nearly impossible. As mortgage rates begin to ...

One of the calculations used by lenders to assess whether a potential borrowers can afford a mortgage has been scrapped ...

Finding out if you’ve been accepted for a mortgage is nail biting stuff. Mortgage expert Darren Polson has the inside ...

More people could take their first step on the property ladder if proposals to loosen mortgage affordability rules are given ...

Borrowers whose annual income is bumped up by a bonus can often find it tricky to obtain a suitable mortgage ...

Would-be homeowners who are self-employed might find it challenging to get a mortgage, but they could be a less risky ...

There has been a dramatic fall in the number of buy-to-let mortgages available following last April’s stamp duty increase and ...