How the cut to National Insurance could impact your mortgage application
Santander is updating its mortgage affordability calculations to reflect the cut to National Insurance (NI) on employees’ pay.
- First-time buyer
First-time buyer
It’s not easy being a first-time buyer, but we’re here to help you find a mortgage and navigate homebuying. From the latest mortgage news and updates on first-time buyer support schemes to the best deals and tips on deposit saving, plus a range of practical guides – we’ve got you covered.
- Buy-to-let
Buy-to-let
Whether you are a first-time landlord or a buy-to-let professional, you’ll find everything you need to take out the best mortgage for your property investment needs. Stay up to date with the latest buy-to-let news and advice – from the top mortgage rates to the latest landlord requirements and rule changes.
- Homebuyer hub
Homebuyer hub
Buying or selling a home or looking to remortgage? Here’s all the latest news, advice and guides you need. Plus, we reveal what’s happening to mortgage rates, house prices and interest rates.
- Equity release
Equity release
This is the place for homeowners in later life and anyone looking to release equity from their home. With a comprehensive equity release advice section, the latest lifetime mortgage news plus useful guides you will find all the tools you need to navigate the equity release market.
- First-time buyer
First-time buyer
It’s not easy being a first-time buyer, but we’re here to help you find a mortgage and navigate homebuying. From the latest mortgage news and updates on first-time buyer support schemes to the best deals and tips on deposit saving, plus a range of practical guides – we’ve got you covered.
- Buy-to-let
Buy-to-let
Whether you are a first-time landlord or a buy-to-let professional, you’ll find everything you need to take out the best mortgage for your property investment needs. Stay up to date with the latest buy-to-let news and advice – from the top mortgage rates to the latest landlord requirements and rule changes.
- Homebuyer hub
Homebuyer hub
Buying or selling a home or looking to remortgage? Here’s all the latest news, advice and guides you need. Plus, we reveal what’s happening to mortgage rates, house prices and interest rates.
- Equity release
Equity release
This is the place for homeowners in later life and anyone looking to release equity from their home. With a comprehensive equity release advice section, the latest lifetime mortgage news plus useful guides you will find all the tools you need to navigate the equity release market.
Tag: borrowing costs
Buying a home: Six house hunting mistakes to avoid in 2024
The path to homebuying is strewn with challenges so it’s no wonder many people make mistakes in the process. Michelle ...
Ask the Expert: We’re moving home – how much can we borrow?
How much will you need to borrow to take the next step up the property ladder? This is a question ...
Double digit inflation brings threat of another 0.5% interest rate hike
Inflation has risen into double digits to reach 10.1% in July, fuelling forecasts of another 0.5% rise in interest rates ...
Mortgage rates rise steeply as lenders ramp up prices
Mortgage rates have soared in the last month with fixed deals experiencing record prices rises.
Equity release: Voluntary repayment rule will help reduce borrowing costs
Homeowners taking out new equity release plans can now make voluntary, penalty-free partial loan repayments to help reduce borrowing costs.
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