Lender to offer mortgages for seven times borrowers’ income
A lender is offering mortgages which allow customers to borrow up to seven times their income on 10- and 15-year ...
- First-time buyer
First-time buyer
It’s not easy being a first-time buyer, but we’re here to help you find a mortgage and navigate homebuying. From the latest mortgage news and updates on first-time buyer support schemes to the best deals and tips on deposit saving, plus a range of practical guides – we’ve got you covered.
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Buy-to-let
Whether you are a first-time landlord or a buy-to-let professional, you’ll find everything you need to take out the best mortgage for your property investment needs. Stay up to date with the latest buy-to-let news and advice – from the top mortgage rates to the latest landlord requirements and rule changes.
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Homebuyer hub
Buying or selling a home or looking to remortgage? Here’s all the latest news, advice and guides you need. Plus, we reveal what’s happening to mortgage rates, house prices and interest rates.
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This is the place for homeowners in later life and anyone looking to release equity from their home. With a comprehensive equity release advice section, the latest lifetime mortgage news plus useful guides you will find all the tools you need to navigate the equity release market.
- First-time buyer
First-time buyer
It’s not easy being a first-time buyer, but we’re here to help you find a mortgage and navigate homebuying. From the latest mortgage news and updates on first-time buyer support schemes to the best deals and tips on deposit saving, plus a range of practical guides – we’ve got you covered.
- Buy-to-let
Buy-to-let
Whether you are a first-time landlord or a buy-to-let professional, you’ll find everything you need to take out the best mortgage for your property investment needs. Stay up to date with the latest buy-to-let news and advice – from the top mortgage rates to the latest landlord requirements and rule changes.
- Homebuyer hub
Homebuyer hub
Buying or selling a home or looking to remortgage? Here’s all the latest news, advice and guides you need. Plus, we reveal what’s happening to mortgage rates, house prices and interest rates.
- Equity release
Equity release
This is the place for homeowners in later life and anyone looking to release equity from their home. With a comprehensive equity release advice section, the latest lifetime mortgage news plus useful guides you will find all the tools you need to navigate the equity release market.
Tag: loan to income cap
Minimum income for Nationwide FTB mortgage cut to £35k
Nationwide has reduced the minimum income requirement for first-time buyers using its Helping Hand mortgage from £40,000 to £35,000, it ...
Plans to axe affordability test could open doors to more homeowners
More people could take their first step on the property ladder if proposals to loosen mortgage affordability rules are given ...
A mortgage broker’s view: How much can I borrow?
Ever wondered how mortgage lenders decide how much you can borrow? Greg Cunnington of Alexander Hall explains the number crunching ...
New loan-to-income cap: the risks of getting it wrong
Lenders must take care when implementing the new loan-to-income cap, industry commentators warn. The Financial Policy Committee has recommended that no ...
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