Minimum income for Nationwide FTB mortgage cut to £35k
Nationwide has reduced the minimum income requirement for first-time buyers using its Helping Hand mortgage from £40,000 to £35,000, it ...
Tag: loan to income cap
Plans to axe affordability test could open doors to more homeowners
More people could take their first step on the property ladder if proposals to loosen mortgage affordability rules are given ...
A mortgage broker’s view: How much can I borrow?
Ever wondered how mortgage lenders decide how much you can borrow? Greg Cunnington of Alexander Hall explains the number crunching ...
New loan-to-income cap: the risks of getting it wrong
Lenders must take care when implementing the new loan-to-income cap, industry commentators warn. The Financial Policy Committee has recommended that no ...
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