Bad credit: Can we take out a mortgage?
Having a history of bad credit may mean it’s tricky to get a mortgage – but not impossible. Darren Polson ...
Tag: mortgage application
Lloyds to use energy efficiency in mortgage affordability sums
Halifax, Lloyds and Bank of Scotland will be using properties’ EPC ratings when they calculate mortgage affordability, it has been ...
When should we start our mortgage application?
When it comes to buying a house timing is key. So, at what point in the timeline should you consider ...
Mortgage lock-in windows cut – what it means for your remortgage
Borrowers must be ‘more proactive than ever’ when it comes to finding a new mortgage after several lenders cut their ...
Comment: How tech is smoothing the way for mortgage borrowers
No one wants delays when taking out a mortgage. So, could using an app-based lender make a difference to the ...
What impact do childcare costs have on a mortgage application?
The financial burden of childcare is equivalent to mortgage repayments for many families. But how will nursery fees or the ...
Credit card debt a ‘huge problem’ for mortgage applicants
Balances on credit cards have increased by nearly 10% and it’s beginning to have a knock-on effect on mortgage applications.
‘Win for borrowers’: Lender to make credit checks transparent
Being rejected for a mortgage is bad enough. But when there is no information about why the credit check has ...
5 things to avoid if you want to boost your mortgage chances
In the second of our two-part series on the do’s and don’ts of mortgage applications, Gemma Bennett of The Mortgage ...
5 ways to improve your mortgage application chances
What are the dos and don’ts of taking out a mortgage? In the first of a two-part series, Sonya Matharu ...
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