Nationwide to lend up to £28k more after stress test change
Mortgage applicants could borrow an average of £28,000 more with Nationwide after the lender reduced its stress testing rates.
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- First-time buyer
First-time buyer
It’s not easy being a first-time buyer, but we’re here to help you find a mortgage and navigate homebuying. From the latest mortgage news and updates on first-time buyer support schemes to the best deals and tips on deposit saving, plus a range of practical guides – we’ve got you covered.
- Buy-to-let
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Whether you are a first-time landlord or a buy-to-let professional, you’ll find everything you need to take out the best mortgage for your property investment needs. Stay up to date with the latest buy-to-let news and advice – from the top mortgage rates to the latest landlord requirements and rule changes.
- Homebuyer hub
Homebuyer hub
Buying or selling a home or looking to remortgage? Here’s all the latest news, advice and guides you need. Plus, we reveal what’s happening to mortgage rates, house prices and interest rates.
- Equity release
Equity release
This is the place for homeowners in later life and anyone looking to release equity from their home. With a comprehensive equity release advice section, the latest lifetime mortgage news plus useful guides you will find all the tools you need to navigate the equity release market.
Tag: stress tests
How the cut to National Insurance could impact your mortgage application
Santander is updating its mortgage affordability calculations to reflect the cut to National Insurance (NI) on employees’ pay.
Understanding buy-to-let: What are stress tests?
How do lenders know if a potential client can keep up with their repayments? Enter buy-to-let stress tests - Sofia ...
Mortgage affordability test scrapped – how will it impact borrowers?
One of the calculations used by lenders to assess whether a potential borrowers can afford a mortgage has been scrapped ...
Mortgage affordability rules loosened: Will it help FTBs?
Mortgage affordability rules are being loosened in a bid to help more first-time buyers onto the ladder but there is ...
New Bank of England rules could make it even more difficult to get a mortgage
The Bank of England has confirmed it was tightening its mortgage affordability rules, which could make it even more difficult ...
Bank of England raises concerns over buy-to-let
The Bank of England has said that if the booming buy-to-let sector threatens Britain’s financial stability it “stands ready to ...
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