How the cut to National Insurance could impact your mortgage application
Santander is updating its mortgage affordability calculations to reflect the cut to National Insurance (NI) on employees’ pay.
Tag: stress tests
Understanding buy-to-let: What are stress tests?
How do lenders know if a potential client can keep up with their repayments? Enter buy-to-let stress tests - Sofia ...
Mortgage affordability test scrapped – how will it impact borrowers?
One of the calculations used by lenders to assess whether a potential borrowers can afford a mortgage has been scrapped ...
Mortgage affordability rules loosened: Will it help FTBs?
Mortgage affordability rules are being loosened in a bid to help more first-time buyers onto the ladder but there is ...
New Bank of England rules could make it even more difficult to get a mortgage
The Bank of England has confirmed it was tightening its mortgage affordability rules, which could make it even more difficult ...
Bank of England raises concerns over buy-to-let
The Bank of England has said that if the booming buy-to-let sector threatens Britain’s financial stability it “stands ready to ...
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